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Some clinics will charge you an extra fee for credit cards. Then sometimes your credit card will charge an extra fee then 10% tax which for some procedures you get back. So if your surgery is $5000 k usd and add 10% tax, 3% fee, 10% interest that’s 23% extra. (Just throwing out numbers) . Could be more or less . $1150. That’s significant. Cash is the cleanest way to pay. Convert in a bank so the clinic does not rip you with the exchange rate. I prefer to bring cash. Street crime is very low. I used a money belt. Most people spend it on surgery within the first few days anyway.

You can pay by card too. I paid by card because it’s quite a hassle to bring a huge chunk of cash around and you also need to declare at the airport if you change in your own country. I was not required to pay any additional charges However i do heard that some clinics will charge additional if you pay by card. You will need to check with your clinic.